For 2025, the FHA loan limits applicable to Swainsboro county, part of Emanuel, GA, are as follows: $472,030 for a single-family home. Challenges arise if you're considering properties with two units, where the maximum is raised to $604,400. For properties with three units, it's capped at $730,525, and for four-unit properties, the limit is extended to $907,900.
Conventional loans present different maximums, with the limit for single-family residences listed as $726,200. In the case of two-unit properties, the cap increases to $929,850, reaching $1,123,900 for properties that include three units, and a maximum of $1,396,800 for four-unit residences.
Make use of our FHA calculator to evaluate today's leading FHA rates and understand the qualifications required, such as the downpayment, income levels, credit scores, reserves, and necessary documents you need to secure a loan.
Explore a wide array of loan offers from a diverse network of 100 lenders to ensure you find the most favorable terms available.
The Lendersa® calculator is designed to efficiently compare the rates and terms of FHA loans with those of an assortment of other loan programs. This includes options such as Conventional loans, Jumbo loans, VA offerings, USDA alternatives, Non-QM options, and hard money loans, all compared alongside FHA offerings to provide a comprehensive financial perspective.
Lendersa® compiles a comprehensive data set from thousands of lenders, enabling rapid comparison against your personalized financial profile, ensuring tailored insights that align with your particular needs.
The Loan Limits Comparison Table for 2025 in Swainsboro county of Emanuel, GA displays an array of maximum loan amounts available for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To get further clarity on qualification requirements such as income, reserves, and credit thresholds, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for an in-depth review.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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