For 2026, the FHA loan boundary in Vidalia county, which is part of Toombs, GA, is $472,030 for a single-family house. For two-unit properties, the limit is $604,400. Three-unit buildings have a cap of $730,525, and four-unit properties reach up to $907,900.
The conventional loan limits differ, with $726,200 set for a single-family residence, $929,850 for duplexes, $1,123,900 for triplexes, and $1,396,800 established for four-unit structures.
Utilize our FHA calculator to view today's top FHA rates and evaluate the necessary downpayment, income, credit, reserves, and documents required to qualify.
The Lendersa® calculator provides a comprehensive tool for comparing FHA rates and terms against all other loan products. It encourages exploration and comparison with various financial products, including Conventional, Jumbo loans, VA, USDA, Non-QM, and hard money loans.
Lendersa® collates extensive loan program data from a multitude of lenders, using this wealth of information to deliver an immediate comparison tailored to your unique financial situation and requirements.
The Loan Limits Comparison Table for 2026 in Vidalia county within Toombs, GA presents a detailed comparison of maximum loan amounts possible for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. To further dissect qualification standards like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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