In the year 2026, the FHA loan limit for Thomaston county within Upson, GA, is set at $472,030 for a single-family dwelling. For properties accommodating two units, the cap is $604,400, while tri-family structures have a limit of $730,525, and for those accommodating four units, it is $907,900.
Conventional loan ceilings, on the other hand, are specified as $726,200 for single-family homes. Duplexes are capped at $929,850, triplexes at $1,123,900, and four-unit properties are topped at $1,396,800.
To explore the best current FHA rates and assess eligibility, including necessary downpayment, suitable income, credit verification, reserve requirements, and documentation, consider using our reliable FHA calculator.
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The powerful Lendersa® calculator is at your service to easily compare FHA loan rates and terms against other offerings. You can explore a variety of options, including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, to see how they compare with FHA offerings.
By sourcing extensive loan program data from thousands of lenders, Lendersa® can effectively analyze this information and present results tailored to your individual financial circumstances and needs in just moments.
The Loan Limits Comparison Table for 2026 within Thomaston county of Upson, GA allows examination of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans' maximum amounts. To delve deeper into comparing specific qualification criteria like income levels, reserve funds, and credit ratings, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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