In 2026, the FHA loan limit for Griffin county in Spalding, GA, is $592,250 for one-family homes, $758,200 for two-family units, $916,450 for three-family residences, and $1,138,950 for four units.
The largest possible loan amounts for conventional loans are $726,200 for a single-family home, $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four-unit properties.
Use our FHA calculator to find today's FHA optimal rates and figure out the needed down payment, income, credit, reserves, and necessary documentation for qualification.
The Lendersa® calculator lets you compare FHA rates and terms against all other loan programs. Discover and evaluate FHA alongside Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® gathers loan information from numerous lenders, swiftly matching it to your distinct financial profile and needs.
The Loan Limits Comparison Table for 2026 in Griffin county of Spalding, GA helps compare FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. To check qualification criteria such as income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $592,250 | $758,200 | $916,450 | $1,138,950 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $377,200 | $377,200 | $377,200 | $377,200 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
