In {CURRENT_YEAR}, the FHA loan limit in Makakilo County, part of Honolulu, HI, is set at {DETAILS_LOAN_LIMIT_FHA1} for a single-family home, {DETAILS_LOAN_LIMIT_FHA2} for two-unit properties, {DETAILS_LOAN_LIMIT_FHA3} for three units, and {DETAILS_LOAN_LIMIT_FHA4} for four-unit homes.
The conventional loan cap for a single-family residence is {DETAILS_LOAN_LIMIT_CONVENTIONAL1}. It extends to {DETAILS_LOAN_LIMIT_CONVENTIONAL2} for two-unit homes, {DETAILS_LOAN_LIMIT_CONVENTIONAL3} for three units, and {DETAILS_LOAN_LIMIT_CONVENTIONAL4} for four-unit properties.
Use our FHA calculator to check today’s best FHA rates and determine the necessary downpayment, income level, credit score, reserves, and documentation required to qualify.
The Lendersa® calculator lets you compare FHA rates and terms with those of other loan programs. Compare Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® aggregates data from thousands of lenders to quickly match it against your financial profile and needs.
For {CURRENT_YEAR} in Makakilo County, Honolulu, HI, the Loan Limits Comparison Table details maximum loan amounts for programs like FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for precise qualification comparisons involving income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $770,500 | $986,400 | $1,192,300 | $1,481,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $725,000 | $725,000 | $725,000 | $725,000 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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NMLS 1795154
