In 2025, the FHA loan limits in Royal-Kunia County, part of Honolulu, HI, are as follows: $721,050 for a single-family home, $923,050 for duplexes, $1,115,800 for triplex residences, and $1,386,650 for four-unit properties.
Conventional loan limits for a single-family residence set a maximum at $822,375, with limits extending to $1,053,000 for two units, $1,272,750 for three-unit dwellings, and $1,581,750 for those with four units.
Access our FHA calculator to discover today’s most competitive FHA rates and ascertain the necessary downpayment, as well as evaluate income requirements, credit scores, reserves, and the documentation needed to qualify.
The Lendersa® calculator enables you to contrast FHA rates and terms with those of numerous other loan products, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money offerings.
Lendersa® gathers comprehensive data from thousands of lenders, providing prompt comparisons that match your individual financial profile and needs.
The Loan Limits Comparison Table for 2025 in Royal-Kunia, Honolulu, HI illuminates the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate qualification requirements such as income, reserves, and credit standards.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $721,050 | $923,050 | $1,115,800 | $1,386,650 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $576,800 | $576,800 | $576,800 | $576,800 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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