In 2026, the FHA loan limits in Creston county of Union, IA, are: $472,030 for a single-family home, $604,400 for two-unit properties, $730,525 for three-unit homes, and $907,900 for four-unit buildings.
For conventional loans, the cap for a single-family residence is $726,200. For two units, it rises to $929,850, for three units, $1,123,900, and $1,396,800 for four units.
Use our FHA calculator to find today’s optimal FHA rates and assess the required downpayment, income, credit, reserves, and documents to qualify.
The Lendersa® calculator lets you compare FHA rates and terms with those of other loan programs. Discover options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA products.
Lendersa® accesses loan program data from thousands of lenders and instantly compares it with your unique financial needs.
The Loan Limits Comparison Table for 2026 in Creston, Union, IA, lets you review maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualification criteria such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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