For 2025, the FHA loan limit in Osceola county of Clarke, IA is defined as $472,030 for a single-family home. For two-unit properties, the limit is $604,400; for three-unit residences, it extends to $730,525; and for four units, the cap reaches $907,900.
Regarding conventional loans, the maximum amount on a single-family residence stands at $726,200. For two units, the limit rises to $929,850; for three-unit structures, it extends to $1,123,900; and for four-unit buildings, it peaks at $1,396,800.
Take advantage of our FHA calculator to find today's best FHA rates and ascertain the needed downpayment, income, credit, reserves, and documents required for eligibility.
Explore loan offers from a comprehensive selection of 100 lenders
The Lendersa® calculator provides a platform for comparing FHA rates and terms against other loan options. Assess options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® aggregates comprehensive data from thousands of lenders, ensuring quick processing and comparison with your financial profile and needs.
The Loan Limits Comparison Table for 2025 in Osceola county, Clarke, IA, offers insights into maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Assess qualification requirements such as income, reserves, and credit by utilizing the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
