FHA Loan Max Loan amount for DeWitt, Clinton County, IA in 2025

In 2025, FHA loan limits in DeWitt county, Clinton, IA, are structured as follows: $472,030 for a single-family home, $604,400 for two units, $730,525 for three units, and $907,900 for four units.

The maximum loan amount for conventional loans on a single-family residence is $726,200, increasing to $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four units.

Utilize our FHA calculator to explore today’s best FHA rates and determine what downpayment, income, credit, reserves, and documentation are needed for qualification.

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Your loan options in DeWitt, IA

The Lendersa® calculator enables you to compare FHA rates and terms with those of other loan programs. Consider exploring options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans along with FHA.

Lendersa® sources loan data from a broad range of lenders, instantly comparing it to your unique financial profile and needs.

The Loan Limits Comparison Table for 2025 in DeWitt, county of Clinton, IA, outlines FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To evaluate qualification needs like income, reserves, and credit, leverage the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits DeWitt county of Clinton, IA

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Westside State Bank
  • 401 First Street, Westside, IA, 51467
  • Westside State Bank first opened the doors of our Westside, Iowa location in 1906. Since those early days, we've been dedicated to offering the conveniences and value of a big bank, while still maintaining the integrity and charm of a community bank — where decisions are made locally and interactions are handled by people you know and trust.
  • Citizens First National Bank
  • 529 Lake Avenue, Storm Lake, IA, 50588
  • In 1902, Fred and George Schaller started the Citizens Bank as a private banking business with deposits of $70, 000.00. Since that time the bank has remained locally owned and managed by the Schaller family through the currency crisis of 1907, the depression of the 1930's, the agricultural crisis of the 1980's and the financial crisis of 2008.
  • Central Bank Iowa
  • 600 Lake Avenue, Storm Lake, IA, 50588
  • That’s the nature of being a part of Central Bank. Our small-town roots and dedication to the communities we serve push us to help our customers and communities to accomplish great things. We’re family-owned and decisions are made locally, not in a distant skyscraper. Whether it’s a mortgage, a small-business loan
  • Town & Country Credit Union
  • 1414 Chatburn Avenue, Harlan, IA, 51537
  • Town and Country Credit Union has been a member-owned financial institution since 1939. Father Duren, of St. Boniface Church, Westphalia, started the credit union in 1939. Town & Country Credit Union now operates two branches in Harlan and Avoca, IA. Town & Country Credit Union is a community credit union.
  • CORNERSTONE BANK CLARINDA, IA
  • 123 East Main St, Clarinda, IA, 51632
  • Cornerstone Bank in Clarinda Iowa is a full service bank. We have many banking services to provide to southwest iowa and the surrounding areas. Cornerstone Bank offers Personal Banking, Business Banking, Telebanking, and Online Banking. We offer a variety of loan products that fit your needs.
  • KPT Mortgage Advisors LLC
  • 2038 Ford Parkway, Suite 510, Saint Paul, MN, 55116
  • Join KPT Mortgage Advisors LLC in revolutionizing the mortgage industry! We're not just brokers; we're trailblazers dedicated to transforming your financial journey. Our mission is clear: empower everyone, from first-time buyers to seasoned investors. Experience unparalleled guidance and advocacy as we prioritize your financial well-being. Contact
  • Farmers Bank
  • 125 W 4th St, Spencer, IA, 51301
  • Our Mission - People First. Service Always. is our niche! As an independent community bank, our mission is to protect the safety of depositors funds through prudent management of risk, provide superior products and services, attract highly skilled, motivated professional employees, and create a fair return on investment to our shareholders.
  • Tradition Mortgage
  • 7601 France Ave S, Suite 170, Minneapolis, MN, 55435
  • The Tradition name represents a continual awareness and respect for the excellence of real estate development, real estate investment and real estate finance services. Tradition Companies is committed to the highest standards of quality, craftsmanship, community involvement and most importantly, a dedication to the customer.
  • MidCountry Bank
  • 7825 Washington Ave S, Suite 120, Minneapolis, MN, 55439
  • MidCountry Bank is proactively taking action to minimize the spread of germs. Our efforts will ensure we can continue serving our customers. Branch lobbies are temporarily closed to the public until it is prudent to reopen, but our drive-thrus are open! Please use our online and mobile service.
  • Midwest Regional Bank
  • 363 Festus Centre Dr, Festus, MO, 63028
  • The Bank of Tradition and Progress Founded in 1894 as The Bank of Otterville, our Bank has a long-standing tradition of providingMidwest Regional Bank is a Bank with operations in fifty states. Midwest Regional Bank offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, VA and USDA mortgages
  • Member First Mortgage, LLC
  • 616 44th St SE, Grand Rapids, MI, 49548
  • Built on the credit union philosophy of "People Helping People", MFM serves the home financing needs of credit union members as well as non-members. Founded September 11, 2001, Member First Mortgage has grown to become one of the largest Credit Union Service Organizations (CUSO) in the nation.