In 2026, FHA loan limits in Eldridge, Scott, IA are: $472,030 for a single-family home, $604,400 for two units, $730,525 for three, and $907,900 for four units.
The maximum for conventional loans on a single-family residence is $726,200. It rises to $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four units.
Use our FHA calculator to access today’s top FHA rates and determine the necessary downpayment, income, credit, reserves, and documents required to qualify.
The Lendersa® calculator lets you compare FHA rates and terms with those of other loan programs. Investigate Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans in addition to FHA.
Lendersa® collects loan data from thousands of lenders, allowing quick comparisons with your financial profile.
For 2026, in Eldridge, Scott, IA, use the Loan Limits Comparison Table to analyze the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For qualification requirements such as income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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