As of 2025, the Federal Housing Administration's limit for FHA loans in Dubuque county, Dubuque, IA, is set at $472,030 for a single-family dwelling. For duplexes, it's $604,400; for triplexes, $730,525; and for four-unit residences, the limit is $907,900.
Regarding conventional loans, the maximal borrowing amount for a single-family home is $726,200, and for duplexes, it is $929,850. The cap for tri-unit homes is $1,123,900, while four-unit homes can go up to $1,396,800.
Utilize our FHA calculator to discover today's optimal FHA rates and ascertain the down payment, income, credit, reserve requirements, and documentation needed for qualification.
The Lendersa® calculator facilitates comparison of FHA interest rates and terms with those of various other loan types. Delve into and contrast Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans against FHA options.
Lendersa® aggregates loan program information from a myriad of lenders, swiftly evaluating it in relation to your specific financial circumstances and needs.
The Loan Limits Comparison Table for 2025 in Dubuque county, Dubuque, IA, allows you to assess maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For comparing qualification standards like income, reserves, and credit, employ Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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