For the year 2025, the FHA loan limits in Fairfax, located in Linn county, IA, are as follows: $472,030 for a single-family home, $604,400 for properties with two units, $730,525 for three-unit properties, and $907,900 for four-unit properties.
Regarding conventional loans, the maximum funding amount for a single-family dwelling is $726,200. For two-unit buildings, the limit is $929,850; for three units, it is $1,123,900; and for four-unit homes, the cap is $1,396,800.
Our FHA calculator is an excellent resource for determining today's most favorable FHA rates and understanding the requirements for downpayments, income, creditworthiness, reserves, and necessary documents to qualify for a loan.
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With the Lendersa® calculator at your disposal, you can thoroughly compare the rates and terms of FHA loans with those of all other loan programs. This includes exploring and contrasting Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans in conjunction with FHA options.
Lendersa® harnesses a wealth of loan data sourced from a multitude of lenders. It provides a swift comparison tailored to your unique financial situation and requirements.
The Loan Limits Comparison Table for 2025 in Fairfax, Linn, IA, is an invaluable tool for comparing the highest loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. If you need to compare qualification criteria like income, reserves, and credit levels, the Lendersa® Super Loan Integrated Qualifier (SLIQ™) is at your service.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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