For 2025, the FHA loan limit in North-Liberty county, Johnson, IA, is $356,362 for a single-family home. For two-units, it's $456,275, for three-units, the limit is $551,500, and for properties with four units, it's $685,400.
Regarding conventional loans, the maximum on a single-family dwelling reaches $548,250. For duplexes, the cap is $702,000; for triplexes, it reaches $848,500; and for four-unit homes, the maximum is $1,054,500.
Leverage our FHA calculator to explore today's favorable FHA rates and identify the downpayment, income, credit score, reserves, and documents required for qualification.
The Lendersa® calculator lets you compare FHA rates and terms with those of other loan programs. Consider and analyze options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans against FHA offers.
Lendersa® efficiently compiles data from thousands of lenders, comparing it quickly to your personal financial profile and needs.
The Loan Limits Comparison Table for 2025 in North-Liberty county, Johnson, IA, allows you to assess maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To compare needed qualifications like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
