For 2026, the FHA loan limit in Hampton county within Franklin, IA, is listed as $472,030 for single-family homes, $604,400 for two-unit dwellings, $730,525 for three-unit properties, and $907,900 for four-unit buildings.
The maximum conventional loan amount for a single-family residence is $726,200. For properties with two units, the limit is $929,850, for three units it increases to $1,123,900, and for four units, it reaches $1,396,800.
Leverage our FHA calculator to discover the best FHA rates currently available and assess the necessary downpayment, income requirements, credit score, reserves, and documents for qualification.
The Lendersa® calculator empowers you to compare FHA rates and terms alongside those of a diverse range of loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
By collecting extensive data from thousands of lenders, Lendersa® provides rapid analysis tailored to your unique financial profile and requirements.
The Loan Limits Comparison Table for 2026 in Hampton county within Franklin, IA shows FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. For a comprehensive review of qualification requirements such as income, reserves, and credit, refer to the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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