For the year 2026, the FHA loan limits in Iowa-Falls county of Hardin, IA are defined as $356,362 for a single-family residence, $456,275 when it comes to 2-unit houses, $551,500 for 3-unit properties, and a maximum of $685,400 for 4-unit homes.
Conventional loans present their own cap, standing at $548,250 for single-family houses, with limits of $702,000 for two units, $848,500 for three units, and $1,054,500 allotted for four-unit configurations.
Our FHA calculator is your tool for uncovering the best FHA rates available today, helping you ascertain the necessary downpayment, as well as the income, credit score, reserve levels, and documentation required for qualification.
The Lendersa® calculator equips you to evaluate FHA rates and terms against other existing loan options. These include not only Conventional loans but also Jumbo, VA, USDA, Non-QM, and hard money loans, allowing for a comprehensive comparison.
Through Lendersa®, a vast array of loan program data is sourced from thousands of lenders, all cross-examined swiftly in accordance with your particular financial profile and needs.
In 2026, consult the Loan Limits Comparison Table for Iowa-Falls county within Hardin, IA, where you'll find a detailed juxtaposition of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. To delve further into comparative qualification criteria such as Income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for additional insights.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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