For 2026, the FHA loan cap in Marion county, Linn, IA, is $472,030 for a single-family home. Duplexes have a limit of $604,400, triplexes are limited to $730,525, and for quadruplexes, it reaches $907,900.
The highest borrowing limit for conventional loans on single-family homes is $726,200. The limit is $929,850 for duplexes, $1,123,900 for triplexes, and $1,396,800 for quadruplex dwellings.
Make use of our FHA calculator to explore the top FHA rates today and identify the necessary down payment, income, credit score, reserves, and documentation for qualification.
The Lendersa® calculator lets you compare the rates and terms of FHA loans with other loan programs. Explore and assess options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans against FHA offers.
Lendersa® swiftly compiles loan program data from numerous lenders and efficiently balances it with your particular financial profile and needs.
The Loan Limits Comparison Table for 2026 in Marion county, Linn, IA, allows comparisons across various maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. To evaluate qualifications like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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