2026 FHA (Government Loans) Limits for Norwalk, Warren County, Iowa

In 2026, the FHA loan limit in Norwalk county, Warren, IA, is set at $472,030 for a single-family home. For two-unit properties, the limit is $604,400; for three units, it's $730,525; and for four-unit properties, the limit reaches $907,900.

The maximum amount available for conventional loans on a single-family residence is $726,200. For duplexes, the cap is $929,850; for triplex homes, it is $1,123,900; and for four-unit residences, the maximum reaches $1,396,800.

Utilize our FHA calculator to find today’s most competitive FHA rates and determine the necessary downpayment as well as the income, credit, reserves, and documentation needed for qualification.

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Using the Lendersa® calculator enables you to compare the rates and terms of FHA loans with those of other loan programs. Delve into and juxtapose Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans along with FHA options.

Lendersa® collects extensive data from thousands of lenders, rapidly comparing it to your unique financial profile and needs.

The Loan Limits Comparison Table for 2026 in Norwalk county, Warren, IA, provides a comparative overview of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate qualification requirements such as income, reserve amounts, and credit standards, the Lendersa® Super Loan Integrated Qualifier (SLIQ™) can be utilized.

Loan limits Norwalk county of Warren, IA

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Norwalk FHA Lenders

  • Midwest Heritage Bank
  • 3580 Ep True Pkwy West Des, West Des Moines, IA, 50265
  • Lends in Iowa
  • At Midwest Heritage, a Hy-Vee company, is a full service financial center offering banking, investments and insurance.

    We believe that your time is important. That’s why we offer extended business hours, seven days a week at our six in-store Hy-Vee locations. We also offer two branch locations in West Des Moines and Chariton, Iowa.

  • West Bank
  • 1601 22nd Street, West Des Moines, IA, 50266
  • Lends in Iowa
  • West Bank is a community bank that provides full-service banking & trust services to businesses and consumers. The company conducts business in metropolitan Des Moines & Coralville, Iowa and SE Minnesota and also West Bank employees place a high priority on community involvement, lending their time.

  • Fidelity Bank
  • 177 S. Jordan Creek Pkwy, West Des Moines, IA, 50266
  • Lends in Iowa
  • Fidelity Bank is a locally owned, locally managed community bank in Iowa. With a commitment to providing our customers with the banking services and support they need; Fidelity Bank offers a variety of banking and lending options.

    Fidelity Bank is on LinkedIn to celebrate our team members.

  • Homeservices Lending
  • 2700 Westown Pkwy, West Des Moines, IA, 50266
  • Lends in Iowa
  • At HomeServices Lending, you can choose from wide range of home financing options including conventional conforming, fixed rate and adjustable rate, FHA and VA loans, jumbo financing, investment property financing, refinancing and renovation loans. Our mission is to provide credit-worthy customers

  • Summit Mortgage Corporation
  • 1501 42nd St, Suite 465, West Des Moines, IA, 50266
  • Lends in Iowa
  • Summit Mortgage is changing the way homebuyers view and experience the mortgage lending process. In today’s technology-driven world, it’s easy to end up as another piece of data in an automated system. But we think homebuyers deserve better. That’s why we’ll provide you with personalized service, complete transparency

  • Gooi Mortgage, Inc
  • 400 Locust St, Suite 330, Des Moines, IA, 50309
  • Lends in Iowa
  • The Gooi Mortgage team has an extensive background in all functions of mortgage banking, including fulfillment and consulting services for lenders of all sizes.

    We deliver a seamless, end-to-end fulfillment solution for smaller lenders, creating the best mortgage loan experience possible.

  • Serve Credit Union
  • 423 East Court Avenue, Des Moines, IA, 50309
  • Lends in Iowa
  • Serve Credit Union began serving Des Moines Police Officers in 1931 as the premier leader in financial services for law enforcement. Since inception, the credit union has expanded its field of membership to include first responders, government employees, school employees and their families

  • Peoples Savings Bank
  • 400 East Iowa Avenue, Indianola, IA, 50125
  • Lends in Iowa
  • Peoples Bank is an independently-owned bank based in Indianola, Iowa, serving communities throughout Warren, Marion and Wayne Counties. Our customers choose us because we put their needs first.

    We answer the phone when you call and return that call within one business day. Our lenders live and work in our communities

  • Sam Yoder Mortgage Team
  • 2500 W 2nd Ave, Suite 4, Indianola, IA, 50125
  • Lends in Iowa
  • Journey Mortgage was created to bridge the gap between high end technology and “keeping it local”. We think everyone deserves the opportunity to use the technology that is available at the large lenders and still provide the local presence. We want you to be a friend and customer for life! Let us help you and your family along your journey!

  • Des Moines Metro Credit Union
  • 100 University Avenue, Des Moines, IA, 50314
  • Lends in Iowa
  • Des Moines Metro Credit Union was established in 1938 to serve the employees of the city of Des Moines. Throughout the years, we have grown to serve other large and small employer groups, such as Unity Point, DART, and Warren County. In 1997, we became a community credit union, which allows us to serve those who live and work in Polk County.