For 2025, the FHA loan limits in Windsor-Heights county located in Polk, IA are as follows: $356,362 for a single-family home, $456,275 for properties with two units, $551,500 for three-unit residences, and $685,400 for four-unit structures.
Regarding conventional loans, the maximum amounts allowed are $548,250 for single-family homes, $702,000 for duplexes, $848,500 for triplexes, and $1,054,500 for four-unit buildings.
Leverage our FHA calculator to explore today's optimal FHA rates. You can assess your required downpayment, income requirements, credit criteria, reserves, and the documentation necessary to qualify.
Use the Lendersa® calculator to evaluate FHA rates and terms, comparing them with a variety of loan programs, including Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money options.
Lendersa® collects extensive data from thousands of lenders, allowing rapid analysis against your specific financial profile and needs.
The Loan Limits Comparison Table for 2025 in Windsor-Heights county of Polk, IA helps compare the limits for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For detailed comparisons of qualification criteria such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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