For 2025, the FHA loan limit in Oskaloosa county, Mahaska, IA is set at $472,030 for a single-family home. For 2-unit properties, the limit is $604,400; for 3-units, it is $730,525; and for 4-units, it reaches $907,900.
The maximum amount for conventional loans on a single-family residence is $726,200. For duplexes, it's $929,850; for triplexes, it extends to $1,123,900; and for four-unit residences, the cap is $1,396,800.
Utilize our FHA calculator to see today’s top FHA rates and determine the necessary downpayment, income, credit status, reserves, and required documents for qualification.
With the Lendersa® calculator, compare FHA rates and terms with those of other loan programs. Examine options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA options.
Lendersa® collects extensive data from thousands of lenders, quickly assessing its fit with your unique financial profile and requirements.
The Loan Limits Comparison Table for 2025 in Oskaloosa county, Mahaska, IA, allows comparison of maximum loan amounts: FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To compare qualification details, such as income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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