2026 FHA (Government Loans) Limits for Pella, Marion County, Iowa

In 2026, FHA loan limits in Pella, Marion, IA, are: $472,030 for a single-family home, $604,400 for two units, $730,525 for three units, and $907,900 for four units.

Maximum amounts for conventional loans on a single-family home are $726,200, rising to $929,850 for two units, $1,123,900 for three, and $1,396,800 for four units.

Utilize our FHA calculator to discover today’s best FHA rates and assess the necessary downpayment, income, credit, reserves, and documentation needed for qualification.

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The Lendersa® calculator lets you compare FHA rates and terms with all other loan programs. Assess Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.

Lendersa® draws loan program data from thousands of lenders, offering rapid comparisons with your financial profile.

In 2026, use the Loan Limits Comparison Table for Pella, Marion, IA, to check FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Assess qualification needs like income, reserves, and credit with Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Pella county of Marion, IA

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Pella FHA Lenders

  • Leighton State Bank
  • 900 Washington St., Pella, IA, 50219
  • Lends in Iowa
  • Leighton State Bank is a locally owned financial institution with locations in Pella, Leighton and Monroe. We deliver a full line of products and services – online banking, mobile banking, account options, loans, fraud protection and more – but are small enough to personally know you.

  • Marion County Bank
  • 800 Main St, Pella, IA, 50219
  • Lends in Iowa
  • Marion County Bank first opened our doors for business in Pella on September 21, 1935. While we have grown to become the largest bank headquartered in Marion County, one thing hasn't changed - we were locally owned in 1935 and we remain that way today. This unique combination of size and local management allows us to provide our customers.

  • Advantage Credit Union
  • 121 West Third Street North, Newton, IA, 50208
  • Lends in Iowa
  • Advantage Credit Union membership is available to anyone who lives or works in Jasper County or 18 other counties in Central Iowa. In 1937, 14 individuals signed the articles of incorporation to form a credit union then called Local 1116 UERMWA Credit Union. At Advantage Credit Union, we treat our members like they own the place because they do!

  • Legacy Bank.
  • 502 8th St. SW, Altoona, IA, 50009
  • Lends in Iowa
  • At Legacy Bank, we are committed to providing excellent customer service and quality financial products at competitive rates. Legacy Bank is a locally owned and operated community bank. We have been serving the area since 1904. We promote growth and development around central Iowa and look to foster success for all of our customers.

  • Peoples Savings Bank
  • 400 East Iowa Avenue, Indianola, IA, 50125
  • Lends in Iowa
  • Peoples Bank is an independently-owned bank based in Indianola, Iowa, serving communities throughout Warren, Marion and Wayne Counties. Our customers choose us because we put their needs first.

    We answer the phone when you call and return that call within one business day. Our lenders live and work in our communities

  • Sam Yoder Mortgage Team
  • 2500 W 2nd Ave, Suite 4, Indianola, IA, 50125
  • Lends in Iowa
  • Journey Mortgage was created to bridge the gap between high end technology and “keeping it local”. We think everyone deserves the opportunity to use the technology that is available at the large lenders and still provide the local presence. We want you to be a friend and customer for life! Let us help you and your family along your journey!

  • Gooi Mortgage, Inc
  • 400 Locust St, Suite 330, Des Moines, IA, 50309
  • Lends in Iowa
  • The Gooi Mortgage team has an extensive background in all functions of mortgage banking, including fulfillment and consulting services for lenders of all sizes.

    We deliver a seamless, end-to-end fulfillment solution for smaller lenders, creating the best mortgage loan experience possible.

  • Serve Credit Union
  • 423 East Court Avenue, Des Moines, IA, 50309
  • Lends in Iowa
  • Serve Credit Union began serving Des Moines Police Officers in 1931 as the premier leader in financial services for law enforcement. Since inception, the credit union has expanded its field of membership to include first responders, government employees, school employees and their families

  • Des Moines Metro Credit Union
  • 100 University Avenue, Des Moines, IA, 50314
  • Lends in Iowa
  • Des Moines Metro Credit Union was established in 1938 to serve the employees of the city of Des Moines. Throughout the years, we have grown to serve other large and small employer groups, such as Unity Point, DART, and Warren County. In 1997, we became a community credit union, which allows us to serve those who live and work in Polk County.

  • Community State Bank - Des Moines, IA
  • PO Box 127, Ankeny, IA, 50021
  • Lends in Iowa
  • At Community State Bank, our name says it all. As a premier banking and financial services organization in central Iowa, we put our employees, clients and communities first - in everything we do. We strive to exceed this standard and care for the unique needs of our customers by providing industry-leading knowledge