In 2026, the FHA loan limits for Sioux-Center county, located in Sioux, IA, are as follows: $356,362 for a single-family home, $456,275 for two-unit properties, $551,500 for three-unit residences, and $685,400 for four-unit buildings.
The conventional loan maximums for a single-family residence are set at $548,250. This extends to $702,000 for two-unit homes, $848,500 for three-unit properties, and $1,054,500 for those with four units.
Use our FHA calculator to access today’s best FHA rates and find out the necessary downpayment, income requirements, credit criteria, reserves, and documents needed to qualify.
The Lendersa® calculator helps you evaluate FHA rates and terms in comparison to those of other loan programs. Assess options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® collects comprehensive loan program data from thousands of lenders, offering quick comparisons with your unique financial profile and needs.
In 2026, the Loan Limits Comparison Table for Sioux-Center county in Sioux, IA, details the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To understand qualification criteria such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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