For 2026, the FHA loan limits in Waverly county of Bremer, IA are as follows: $472,030 for single-family homes, $604,400 for two-unit properties, $730,525 for three units, and $907,900 for four units.
The ceiling for conventional loans on a single-family residence is $726,200. This increases to $929,850 for properties with two units, $1,123,900 for three units, and reaches $1,396,800 for four-unit buildings.
Utilize our FHA calculator to find today’s optimal FHA rates and understand the necessary downpayment, income, credit, reserves, and required documents for qualification.
Utilize the Lendersa® calculator to compare FHA rates and terms with those from other loan programs. Delve into alternatives such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans along with FHA offerings.
Lendersa® gathers extensive loan program data from thousands of lending partners, providing fast comparisons tailored to your specific financial profile and needs.
For 2026, in Waverly within the county of Bremer, IA, the Loan Limits Comparison Table offers detailed insights into maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate qualification criteria, including income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for a comprehensive assessment.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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