In 2026, the FHA loan limits for Filer county within Twin Falls, ID, are $472,030 for a single-family home, $604,400 for two-unit properties, $730,525 for three units, and $907,900 for four-unit buildings.
For conventional loans, the maximum for a single-family residence is $726,200. It rises to $929,850 for two units, $1,123,900 for three units, and is $1,396,800 for four units.
Use our FHA calculator to view today’s best FHA rates and to figure out downpayment, income, credit score, reserves, and documents needed to qualify.
The Lendersa® calculator lets you compare FHA rates and terms with those from other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® brings together data from a network of thousands of lenders and matches it to your financial profile swiftly.
The Loan Limits Comparison Table for 2026 in Filer, Twin Falls, ID provides a comprehensive analysis of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To compare qualifications such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $356,300 | $356,300 | $356,300 | $356,300 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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