For 2026, within Kimberly, located in Twin Falls, ID, the FHA loan limits are structured as follows: $472,030 applies to single-family houses, $604,400 suits properties with two units, those with three units can secure up to $730,525, and properties consisting of four units can go up to $907,900.
When it comes to conventional loans, the maximum borrowing for a single-family home is $726,200. For duplexes, it is set at $929,850, triplexes can get loans up to $1,123,900, and for fourplexes, the cap is $1,396,800.
By using our FHA calculator, you can check the current best FHA rates, and accurately calculate needed downpayments, income thresholds, credit eligibility, reserve requirements, plus any necessary documentation to qualify efficiently.
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The Lendersa® tool allows a comprehensive comparison of FHA loan rates and terms contrasting them with other loan programs like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money offers.
Collecting data from thousands of lenders, Lendersa® quickly aligns available loan programs with your individual financial profile and needs, offering a tailored comparison.
The 2026 Loan Limits Comparison Table in the county of Kimberly, within Twin Falls, ID, offers an analysis of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To delve into finer qualification criteria such as income, reserve needs, and credit evaluations, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $356,300 | $356,300 | $356,300 | $356,300 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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