For the year 2026, the FHA loan limits in Fruitland, located in Payette, ID, are set at $472,030 for a single-family house, $604,400 for a two-unit property, $730,525 for three-unit residences, and $907,900 for properties with four units.
Conversely, the highest loan amount for conventional loans starts at $726,200 for single-family homes, and rises to $929,850 for two units, $1,123,900 for a three-unit building, and peaks at $1,396,800 for four units.
Employ our specialized FHA calculator to uncover today's leading FHA rates, as well as to assess the necessary downpayment, income thresholds, credit requirements, financial reserves, and request documentation needed for your eligibility.
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With the Lendersa® calculator, you can compare FHA loans' rates and terms against those of other loan programs. Delve into comparisons between Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans with FHA offerings.
The platform collects and analyzes data from thousands of lenders, rapidly matching it to your unique financial profile and requirements to offer tailored comparisons.
The 2026 Loan Limits Comparison Table provides a comprehensive comparison of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money in Fruitland, Payette, ID. For an in-depth look at qualification parameters like income, financial reserves, and credit scores, use Lendersa’s® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $356,300 | $356,300 | $356,300 | $356,300 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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