FHA Loan Limits for Homedale, Owyhee County, ID in 2025

In 2025, for Homedale county of Owyhee in ID, the FHA loan limits are established at $586,500 for single-family homes. Moving up to two units, the limit is set at $750,800, expanding to $907,550 for tri-unit residences and topping out at $1,127,900 for properties with four units.

Regarding conventional loans, the maximum for a single-family home is $726,200. For two-unit configurations, it increases to $929,850, reaching $1,123,900 for those with three units and $1,396,800 for four-unit structures.

Make use of our FHA calculator to access the best FHA rates available today and determine the necessary downpayment, income requirement, credit level, reserves, and qualification documents needed.

Explore and compare loan offers from a diverse pool of 100 lenders

Explore Your Loan Alternatives in Homedale, ID

The Lendersa® calculator makes it possible to evaluate FHA loan rates and terms against a wide range of other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans. With this tool, you can gain valuable insights and make informed decisions about your borrowing options.

By aggregating data from thousands of lenders, Lendersa® swiftly aligns loan program offerings with your specific financial profile and personal needs, ensuring the best fit for your situation.

The Loan Limits Comparison Table for 2025 features a comprehensive investigation of various maximum loan amounts available in Homedale county, part of Owyhee, ID. This includes FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualification criteria like income, reserves, and credit requirements, utilize the advanced features of Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Homedale county of Owyhee, ID

SFR 2 Units 3 Units 4 Units
FHA $586,500 $750,800 $907,550 $1,127,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $415,100 $415,100 $415,100 $415,100
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


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