FHA Loan Max Loan amount for McCall, Valley County, ID in 2025

For the year 2025, the FHA loan limit in McCall county, within Valley, ID, is established at $573,850 for a single-family home. For duplexes, the limit is $734,650, for triplexes it's $888,000, and for four-unit properties, it's set at $1,103,550.

As far as conventional loans are concerned, the cap for a single-family residence stands at $726,200. For two-unit homes, it escalates to $929,850, for three-unit properties it is $1,123,900, and for those with four units, the maximum is $1,396,800.

Take advantage of our FHA calculator to discover the most competitive FHA rates today, determining key factors like downpayment, income requirements, credit score, reserves, and necessary documentation for qualifying.

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Investigate Your Loan Choices in McCall, ID

The Lendersa® calculator enables the comparison of FHA loan rates and terms with those of other programs including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.

Lendersa® aggregates extensive data from thousands of lenders, efficiently matching it with your specific financial profiles and needs for effective comparisons.

The 2025 Loan Limits Comparison Table in McCall county, part of Valley, ID, allows for analysis of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To thoroughly assess qualification elements like income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits McCall county of Valley, ID

SFR 2 Units 3 Units 4 Units
FHA $573,850 $734,650 $888,000 $1,103,550
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $379,500 $379,500 $379,500 $379,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


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