For 2025, in Ketchum, located within Blaine, ID, the FHA loan limits are set at $740,600 for a single-family home. For two-unit properties, the limit increases to $948,100, while three- and four-unit properties have limits of $1,146,050 and $1,424,250, respectively.
Conventional loans have different maximums. For a single-family residence, it is $740,600, and for two units, it is $948,100. Three-unit properties are limited to $1,146,050, and four-unit homes can reach up to $1,424,250.
Utilize our FHA calculator to find today’s best rates and to determine necessary downpayment, required income, credit score, reserves, and the documents needed to qualify.
The Lendersa® calculator provides an easy way to compare FHA loan rates and terms with those of other programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® gathers expansive loan program data from a vast network of lenders and quickly aligns it with your personal financial profile and requirements.
For 2025, in Ketchum, Blaine, ID, the Loan Limits Comparison Table allows you to evaluate maximums for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use Lendersa®'s Super Loan Integrated Qualifier (SLIQ™) to assess qualification criteria like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $740,600 | $948,100 | $1,146,050 | $1,424,250 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $740,600 | $948,100 | $1,146,050 | $1,424,250 |
| USDA | $518,800 | $518,800 | $518,800 | $518,800 |
| VA | $740,600 | $948,100 | $1,146,050 | $1,424,250 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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