In 2026, the FHA loan cap in Nampa, Canyon, ID, for a single-family residence, is $586,500, while it increases to $750,800 for two units, $907,550 for three units, and $1,127,900 for four units.
The peak amount available under conventional loans is $726,200 for a single-family, rising to $929,850 for two units, $1,123,900 for three, and $1,396,800 for four-unit properties.
Utilize our FHA calculator to pinpoint today’s top FHA rates and ascertain the necessary down payment, income, credit, reserves, and needed documents to qualify.
The Lendersa® calculator lets you evaluate FHA rates and terms alongside other loan options. Compare varieties including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans against FHA offers.
Lendersa® rapidly compiles data from thousands of lenders, assessing it according to your personal financial profile.
The Loan Limits Comparison Table for 2026 in Nampa, within Canyon, ID, allows comparison of FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, HECM, and hard money loan limits. To review qualification needs like income or credit, try Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $586,500 | $750,800 | $907,550 | $1,127,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $415,100 | $415,100 | $415,100 | $415,100 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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