In 2026, FHA loan limits for Star county of Ada, ID are $586,500 for a single-family home, $750,800 for two units, $907,550 for three units, and $1,127,900 for four units.
The limit for conventional loans on a single-family home is $726,200, rising to $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four units.
Use our FHA calculator to find today’s best FHA rates and assess the necessary downpayment, income, credit score, reserves, and documentation required to qualify.
The Lendersa® calculator lets you compare FHA rates and terms directly with those of other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
By retrieving data from thousands of lenders, Lendersa® compares it with your financial profile quickly.
The Loan Limits Comparison Table for 2026 in Star county, Ada, ID, shows maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, and Reverse Mortgage (HECM) options along with hard money loans. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to check qualification needs like income, reserves, and credit scores.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $586,500 | $750,800 | $907,550 | $1,127,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $415,100 | $415,100 | $415,100 | $415,100 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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