For 2026, the FHA loan cap in Cook of Barrington-Hills, IL is $379,500 for a single-family dwelling, $485,800 for 2-unit buildings, $587,250 for 3-units, and $729,800 for properties with four units.
Conventional loans reach a maximum amount of $548,250 for a single-family home, with $702,000 for two-unit homes, $848,500 for three units, and $1,054,500 for four-unit homes.
Utilize our FHA calculator to explore the best rates currently available and to identify what is needed for qualification, including downpayment, income, credit standing, reserves, and required documents.
The Lendersa® calculator offers comparison of FHA loan rates and terms with other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® gathers data from numerous lenders and aligns it with your specific financial status and requirements within moments.
For the year 2026, see the Loan Limits Comparison Table in Cook, comparing maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans in Barrington-Hills, IL. To see qualification requirements like income and credit, use Lendersa's Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $379,500 | $485,800 | $587,250 | $729,800 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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