In the year 2026, the FHA loan limits for the county of Lake in Deer-Park, IL, stand at $379,500 for a single-family home, $485,800 for 2-unit properties, $587,250 for 3-unit homes, and $729,800 for 4-unit residences.
The maximum limits for conventional loan amounts are $548,250 for a single-family residence, $702,000 for two units, $848,500 for three units, and $1,054,500 for four units.
To assess today’s best FHA rates and understand the requirements for qualifying like downpayment, income, credit score, reserves, and necessary documentation, utilize our FHA calculator.
With Lendersa® calculator, you can compare rates and terms for FHA loans alongside various other loan programs. Analyze and compare options such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans against FHA offerings.
Lendersa® aggregates loan program information from thousands of lenders and quickly compares it to your financial profile and specific needs.
For 2026, the Loan Limits Comparison Table in Deer-Park county of Lake, IL, allows comparison of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To explore criteria for qualification like income, reserves, and credit, try the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $379,500 | $485,800 | $587,250 | $729,800 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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