In 2026, the FHA loan limits in Beach-Park county, part of Lake, IL, are $379,500 for a single-family home, $485,800 for duplexes, $587,250 for triplexes, and $729,800 for four-unit buildings.
Conventional loans for a single-family residence max out at $548,250, with two-unit properties capped at $702,000, three-unit homes at $848,500, and four-unit homes reaching $1,054,500.
Leverage our FHA calculator to examine today’s top FHA rates and identify the necessary downpayment, income, credit, reserves, and documents required for qualification.
The Lendersa® calculator is specially designed to help you compare FHA rates and terms alongside other loan products. Delve into options including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, compared with FHA.
Lendersa® retrieves extensive loan program data from thousands of lenders and rapidly matches it against your unique financial profile and needs.
This Loan Limits Comparison Table for 2026 in Beach-Park county of Lake, IL provides a comprehensive overview of maximum loan limits for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money offerings. To examine requirements such as income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $379,500 | $485,800 | $587,250 | $729,800 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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