For 2026, the FHA loan limits in Wadsworth county of Lake, IL are $472,030 for single-family homes, $604,400 for properties with 2 units, $730,525 for 3-unit homes, and $907,900 for housing with 4 units.
When it comes to conventional loans, the maximum loan amounts are $726,200 for a single-family residence, followed by $929,850 for two units, $1,123,900 for three, and $1,396,800 for four units.
Our FHA calculator can show you today’s best FHA rates and help you find out what's needed for qualification, including downpayment, income, credit reserves, and documents.
The Lendersa® calculator lets you compare the rates and terms of FHA loans to other programs. Dive into options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
With data collected from thousands of lenders, Lendersa® promptly compares it to your unique financial profile.
The Loan Limits Comparison Table for 2026 in Wadsworth county, Lake, IL lays out maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. The Lendersa® Super Loan Integrated Qualifier (SLIQ™) can help you examine qualification necessities like income, reserves, and credit evaluation.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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