For 2026, the FHA loan limit in Belleville county, St. Clair, IL, is defined as $472,030 for a single-family home. It adjusts to $604,400 for 2-units, $730,525 for 3-units, and $907,900 for 4-units.
The conventional loan cap for single-family homes is $726,200, climbing to $929,850 for 2-units, $1,123,900 for 3-units, and reaching $1,396,800 for 4-units.
Use our FHA calculator to explore today’s top FHA rates, determine downpayment requirements, assess income, check credit, reserves, and the necessary documentation for eligibility.
The Lendersa® calculator offers a way to measure FHA rates and terms against other loan programs. Investigate and compare choices including Conventional, Jumbo, VA, USDA, Non-QM, and Hard Money loans.
Lendersa® collects loan program data from thousands of lenders, providing quick comparisons tailored to your financial needs and profile.
The Loan Limits Comparison Table for 2026 in Belleville county of St. Clair, IL features maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and Hard Money loans. For a detailed review of the qualification requirements—including income, reserves, and credit—use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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