In 2026, the FHA loan limits in Bradley, county of Kankakee, IL, are $472,030 for a single-family home, $604,400 for two units, $730,525 for three units, and $907,900 for four units.
For conventional loans, the caps are $726,200 for a single-family residence, $929,850 for two units, $1,123,900 for three units, and $1,396,800 for a four-unit property.
Use our FHA calculator to uncover today's best rates, and determine downpayment, income, credit, and reserve requirements, along with needed documents for qualification.
The Lendersa® calculator helps you compare FHA rates with those from other loan options, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, providing a comprehensive tool for loan selection.
Lendersa® sources data from thousands of lenders and quickly aligns it with your financial profile and needs for precise comparisons.
Consult the Loan Limits Comparison Table for 2026 in Bradley county of Kankakee, IL, comparing maximum amounts for FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualification needs like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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