For 2026, in the county of Kankakee in Momence, IL, the FHA loan limits are as follows: $472,030 for a single-family home, $604,400 for 2-unit properties, $730,525 for 3-unit buildings, and $907,900 for 4-unit residences.
The conventional loan maximums for a single-family residence are $726,200. If you have two units, the limit is $929,850, for three units it's $1,123,900, and $1,396,800 for four-unit homes.
Utilize our FHA calculator to unlock today’s optimal FHA rates. Consider what's required for qualification, including downpayment, income, credit score, reserves, and necessary documents.
The Lendersa® calculator allows comparison of FHA rates and terms against those of other programs. Delve into an evaluation of Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans compared to FHA.
Lendersa® collects comprehensive data from a multitude of lenders, quickly aligning it with your specific financial profile and needs.
In 2026, use the Loan Limits Comparison Table for Momence, county of Kankakee, IL to compare maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualification criteria like income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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