FHA Loan Limits for Breese, Clinton County, IL in 2026

As of 2026, the FHA loan limits in Breese county, Clinton, IL are set at $472,030 for single-family homes, $604,400 for two units, $730,525 for three units, and $907,900 for four units.

The cap for conventional loans is $726,200 for a single-family residence, $929,850 for dual units, $1,123,900 for three-unit buildings, and $1,396,800 for four-unit homes.

Utilize our FHA calculator to find today’s top FHA rates and assess necessary downpayments, income, credit, reserves, and required documents for qualification.

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Review your loan options in Breese, IL

With the Lendersa® calculator, compare FHA rates and terms against those of other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money options.

Lendersa® gathers loan data from many lenders and provides rapid comparisons tailored to your financial needs.

For 2026, consult the Loan Limits Comparison Table in Breese county, Clinton, IL, for FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage, and hard money loan caps. Use the Lendersa® SLIQ™ for criteria such as income, reserves, and credit.

Loan limits Breese county of Clinton, IL

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Breese FHA Lenders

  • Citizens Community Bank
  • 9 E Main St, Mascoutah, IL, 62258
  • Lends in Illinois
  • Since 1992, that promise still has not been broken. We intend to keep it that way. While Citizens Community Bank continually adds new products and services to accommodate your needs, such as Internet Banking and Bill Pay, we will never take away the personal service. It is what worked for us

  • Delmar Mortgage
  • 1405 N. Green Mount Rd, Suite 250, O Fallon, IL, 62269
  • Lends in Illinois
  • Delmar Financial Company is a full-service mortgage company helping new and experienced buyers find their dream homes. Delmar Financial offers a wide range of mortgage products that allow us to fit the best loan to the specific needs of each client. Our products range from conventional, Jumbo, FHA, VA, and more.

  • Catholic & Community Credit Union
  • 1109 Hartman Lane, Shiloh, IL, 62221
  • Lends in Illinois
  • Catholic & Community Credit Union to focus solely on serving our members and to provide the best possible loan and saving rates in a friendly and professional manner.Each member of this organization is an owner, and the money contributed to credit union accounts helps to support all members and their financial goals. Because of this cooperative.

  • Mortgage Makers
  • Mortgage Makers, Edwardsville, IL, 62025
  • Lends in Illinois
  • Mortgage Makers is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward.

  • American Home Lending USA, LLC
  • 230 S Buchanan St, Suite A, Edwardsville, IL, 62025
  • Lends in Illinois
  • American Home Lending USA, LLC offer a variety of mortgage solutions and are able to offer competitive wholesale mortgage rates. Some of our popular mortgage products include: 2% down payment grant, VA, Conventional, FHA, $0 Down USDA/Rural Development, HARP, home equity loans, cash out, reverse mortgages no appraisal VA Streamline refinances.

  • FCB Banks
  • 2610 N Illinois St, Swansea, IL, 62226
  • Lends in Illinois
  • FCB Banks are committed to being your first choice for financial services.We are locally owned and managed with experienced staff and officers and FCB Banks is a bank with operations in one state. FCB Banks offers numerous mortgage programs including conventional, non-owner occupied, FHA, VA, USDA, construction and bridge loan mortgages

  • Bank of Belleville
  • 215 South Illinois St, Belleville, IL, 62220
  • Lends in Illinois
  • We are invested in making the communities we serve stronger and providing the best experience for our clients. “Smaller Bank, Bigger Service, Stronger Community” is not just a tagline; it’s a promise. Our commitment to client and community service is at the forefront of everything we do.

  • SUPERIOR HOME LOANS LLC
  • 301 West A Street, Belleville, IL, 62220
  • Lends in Illinois
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan

  • Qualify 4 mortgage
  • 2245 Pontoon Rd, Granite City, IL, 62040
  • Lends in Illinois
  • Qualify 4 mortgage common Types of Mortgage to help you determine which loan would be best for you. You should consult with Dave Anderson to determine which type of mortgage is best suited for your individual circumstance. We specialize in these loans FHA Mortgage, VA Mortgage, Conventional Loan and more.

  • Midwest Members Credit Union
  • 101 Wesley Drive, Wood River, IL, 62095
  • Lends in Illinois
  • Midwest Members Credit Union has been serving our membership since 1935. . With our recent expansion, now people in 10 Illinois Counties are eligible for the benefits of being a member of Midwest Members Credit Union. Great savings and loan rates, most recent banking technology, mobile and online banking, and service to our communities