As of 2026, in the county of Clinton in Carlyle, IL, the FHA loan limits are detailed as follows: $472,030 for a single-family home, $604,400 for two-unit properties, $730,525 for homes with three units, and $907,900 for four-unit dwellings.
For conventional loans, the highest allowable amount for a single-family home is $726,200. The limits for two-unit, three-unit, and four-unit residences are $929,850, $1,123,900, and $1,396,800, respectively.
Utilize our FHA calculator to check current FHA rates and find out what is required for qualification, such as downpayment, income, credit score, reserves, and necessary documentation.
The Lendersa® calculator aids in comparing FHA rates and conditions with those of other loan programs. Investigate options such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans.
Lendersa® quickly gathers and evaluates loan program data from thousands of lenders, aligning it with your distinct financial situation and needs.
For 2026 in the county of Clinton, Carlyle, IL, the Loan Limits Comparison Table presents maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To see how qualification factors like income, reserves, and credit stack up, try the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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