In 2026, FHA loan limits in Carol-Stream, located in the county of DuPage, IL, are $379,500 for a single-family home. For a 2-unit property, they increase to $485,800, $587,250 for 3-units, and reach $729,800 for 4-units.
The maximum amount for conventional loans on a single-family home is $548,250, with limits of $702,000 for 2-unit buildings, $848,500 for 3-units, and $1,054,500 for 4-units.
Utilize our FHA calculator to find the best FHA rates today and determine required downpayment, income, credit, reserves, and documentation for qualification.
The Lendersa® calculator allows comparison of FHA rates and terms with those of other loan programs. Investigate options including Conventional, Jumbo, VA, USDA, Non-QM, and Hard Money loans.
Lendersa® gathers loan program data from thousands of lenders and compares it rapidly against your unique financial profile and needs.
In 2026, the Loan Limits Comparison Table for Carol-Stream county in DuPage, IL, provides a comprehensive view of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and Hard Money loans. Use the Lendersa® SLIQ™ for an analysis of qualification requirements such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $379,500 | $485,800 | $587,250 | $729,800 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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