As of 2026, the FHA loan limits for Countryside county within Cook, IL are provided as follows: $472,030 for a single-family home, $604,400 for a two-unit property, $730,525 for a three-unit dwelling, and $907,900 for a four-unit building.
On the other hand, the maximum loan amounts available for conventional loans are set at $726,200 for single-family residences, $929,850 for properties with two units, $1,123,900 for three-unit buildings, and $1,396,800 for those with four units.
Leverage our FHA calculator to access today’s most competitive FHA rates. This tool will assist you in determining the necessary downpayment, income prerequisites, credit requirements, reserve needs, and documents for qualification.
The Lendersa® calculator facilitates comparison between FHA rates and terms with those of all other loan programs. Dive into an assessment involving Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA options.
Lendersa® processes extensive loan program data sourced from thousands of lenders, delivering quick comparisons tailored to your specific financial profile and needs.
Access the Loan Limits Comparison Table for 2026 in Countryside within Cook, IL to review maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate qualifications such as required income, reserve amounts, and credit scores.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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