In 2026, the FHA loan limits in Justice county, within Cook, IL, are $472,030 for single-family homes, $604,400 for two-unit properties, $730,525 for three-unit buildings, and $907,900 for four-unit residences.
For conventional loans, the maximum is $726,200 for single-family residences, with limits for two-units at $929,850, three-units at $1,123,900, and four-units at $1,396,800.
Use our FHA calculator to find today’s best FHA rates, and determine the downpayment, income, credit requirements, reserves, and documents needed to qualify.
The Lendersa® calculator helps you compare FHA rates and terms with other loan programs. Explore options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans in addition to FHA.
Lendersa® gathers data from numerous lenders and compares it with your financial profile and needs in seconds.
In 2026, the Loan Limits Comparison Table for Justice county within Cook, IL shows maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate requirements such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
