For the year 2026, the FHA loan limit in the Du-Quoin area within Perry county of IL is set at $356,362 for single-family homes. For properties with two units, the limit is $456,275, while for those with three units, it is $551,500. Four-unit properties have a cap of $685,400.
On the other hand, conventional loan ceilings on single-family homes reach $548,250. For two-unit residences, the limit extends to $702,000, and for three-unit buildings, it goes up to $848,500. For properties with four units, the ceiling is $1,054,500.
Take advantage of our FHA calculator to uncover the top FHA rates available today, and assess criteria such as necessary downpayments, income obligations, credit scores, requisite reserves, and documentation requirements for eligibility.
The Lendersa® tool facilitates thorough evaluation of FHA rates and terms in comparison with those of other loan programs. Delve into the details of Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® aggregates a wide range of data from thousands of lending institutions, efficiently assessing it against your unique financial circumstances and preferences in mere seconds.
Refer to the Loan Limits Comparison Table for 2026 in Du-Quoin, within the bounds of Perry, IL, to scrutinize the highest allowable loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare qualification prerequisites such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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