2026 FHA (Government Loans) Limits for Herrin, Williamson County, Illinois

For 2026, the FHA loan limits in Herrin county of Williamson, IL, are established as follows: $472,030 for single-family houses, $604,400 for duplexes, $730,525 for triplexes, and $907,900 for four-unit dwellings.

The maximum allowable amounts for conventional loans are $726,200 for a single-family residence, $929,850 for a two-unit building, $1,123,900 for three-unit homes, and $1,396,800 for four units.

Use our FHA calculator to explore current best FHA rates and determine the necessary downpayment, income, credit, reserves, and documentation required for qualification.

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The Lendersa® calculator is an effective tool for comparing FHA rates and terms alongside those of other loan types. Analyze and contrast Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans with FHA.

Lendersa® efficiently gathers data from a diverse range of lenders, aligning it promptly with your unique financial profile and requirements.

In 2026, the Loan Limits Comparison Table for Herrin county of Williamson, IL, offers a detailed view of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For evaluating requirements such as income, reserves, and credit, consider using Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Herrin county of Williamson, IL

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


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  • 110 East Elm Street, Argenta, IL, 62501
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  • The Gerber State Bank, Argenta, Illinois, was founded by James W. Brown and Samuel Gerber as a partnership under the names of “Brown and Gerber Bankers”, in 1887.

    The bankers opened for business in a wooden frame building just north of the railroad tracks along North Street. Eventually, that wooden structure burned to the ground.

  • Alliance Community Bank
  • 321 N. Sixth Street, Petersburg, IL, 62675
  • Lends in Illinois
  • Alliance Community Bank is a $325 million financial institution operating four full service bank locations in Menard and Sangamon Counties. Trust services as well as the non-insured ACB Wealth Management division compliment the full array of traditional FDIC insured banking products offered through the bank.

  • CIBM Bank
  • 2913 W. Kirby Ave, Champaign, IL, 61821
  • Lends in Illinois
  • CIBM Bank is a wholly owned subsidiary of CIB Marine Bancshares, Inc. and formerly operated as "Marine Bank" in its Indiana and Wisconsin markets, "Central Illinois Bank" in its central Illinois market, "Avenue Bank" in its Chicagoland market, and Avenue Mortgage, a division of CIBM Bank serving the communities of all CIBM Bank branches

  • U of I Community Credit Union
  • 2201 S First St, Champaign, IL, 61820
  • Lends in Illinois
  • we began serving hourly wage earners from a janitor room at the U of I Power Plant in October 1932. At the end of that first year, the credit union had 37 members, two borrowers, & $116.97 in assets. By 1935, the credit union moved off campus to Urbana, expanded its charter to include faculty, & was renamed University of Illinois

  • VOULUNTEER MORTGAGE GROUP
  • 1 Vantage Way, Suite E240, Nashville, TN, 37228
  • Lends in Illinois
  • Volunteer mortgage Group are a located in Nashville, TN. We are licensed in TN, MO, AL, FL, IL, SC, VA, CA, WI, IN, and GA. We specialize in home purchase, home refinance, Reverse Mortgages, First Time Home Buyer programs. Our goal is to offer the best rates and lowest mortgage payments in minutes.

  • Brown County State Bank
  • 101 East Main Street, Mount Sterling, IL, 62353
  • Lends in Illinois
  • Brown County State Bank was founded in Mt. Sterling, Illinois in 1901. In 2006, BCSB expanded to Adams County by joining with Golden State Bank in Golden, Illinois. In 2010, BCSB became part of United Community Bancorp, Inc. and since 2014, now serves customers as United Community Bank throughout Central Illinois and Northeast Missouri.

  • Fisher National Bank
  • 102 E. Division, Fisher, IL, 61843
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  • The Fisher National Bank opened for business November 18, 1955 at a small office in downtown Fisher, IL. With numerous additions and renovations, this facility served our needs very nicely over the years. In the late 1990s, due to steady growth and the loyalty of our many clients, the board realized it was time to make another investment.

  • Credit Union 1
  • 200 E Champaign Avenue, Rantoul, IL, 61866
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  • Our History: In 1958, Chanute Military Credit Union opened its doors on the Chanute Air Force Base in Rantoul, Illinois to serve military personnel and their families. With the government's announcement of plans to close the Chanute Air Force Base, plans were made to expand the credit union in order to continue to serve those faithful.

  • Team USA Mortgage
  • 1709 Tullamore Ave, Suite D, Bloomington, IL, 61704
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  • "Team USA Mortgage is a national mortgage company offering retail mortgages and employment opportunities for qualified groups and individuals.

    Team USA Mortgage is committed to serving customers in all licensed states. Our core values of Honesty, Integrity, and Transparency flow from the corporate office

  • FIRST STATE MORTGAGE
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  • Lends in Illinois
  • First State Mortgage (FSM), a subsidiary of First State Bank, Member FDIC, was founded in 2007 by a group of veteran bankers who have been working together in the residential First State Mortgage industry for more than 20 years. Our goal is to provide a comprehensive range of mortgage products, competitive pricing, and high quality.

  • First State Mortgage Services, LLC
  • 502 North Hershey Road, Bloomington, IL, 61704
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