2026 FHA Loan Limits for Harrisburg, Saline County, Illinois

For 2026, FHA loan limits in Harrisburg county, part of Saline, IL, are $472,030 for a single-family home, $604,400 for two-unit properties, $730,525 for three-unit buildings, and $907,900 for four-unit residences.

The maximum available for conventional loans on a single-family home is $726,200. This rises to $929,850 for two-unit homes, $1,123,900 for homes with three-units, and $1,396,800 for four-unit properties.

Use our FHA calculator to discover today’s top FHA interest rates and figure out the necessary downpayment, income levels, credit, reserves, and documents required to qualify.

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The Lendersa® calculator helps you compare FHA rates and terms with those from other loan products. Explore, for instance, Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA addresses.

Lendersa® gathers comprehensive data from a plethora of lenders, enabling a swift comparison against your unique financial setup and needs.

The Loan Limits Comparison Table for 2026 in Harrisburg county of Saline, IL provides insights into the maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To understand qualification requirements including income, reserves, and credit, leverage the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Harrisburg county of Saline, IL

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Harrisburg FHA Lenders

  • Banterra Bank
  • 1501 US-45, Eldorado, IL, 62930
  • Lends in Illinois
  • At Banterra, we’ve been proud to serve customers since 1975, providing local-style service from day one. We know that smart banking is about relationships and understanding our customer needs, and having an exceptional team on board to accomplish that. That’s why we’d like for you to get to know us, as well,

  • Southern Illinois Bank
  • 1012 W Broadway Blvd, Johnston City, IL, 62951
  • Lends in Illinois
  • Southern Illinois Bank offers a comprehensive line of banking products with superior customer service. These products and services are offered through experienced, conscientious and conservative bank personnel who know their customer, their families and their needs. This kind of familiarity instills an extreme sense of customer loyalty.

  • SIU Credit Union
  • 395 N Giant City Rd, Carbondale, IL, 62902
  • Lends in Illinois
  • SIU Credit Union was founded in 1938 as Jackson County Teachers' Credit Union. Today, we serve 24 counties and many employer groups in southern Illinois. As a not-for-profit, member owned, financial cooperative, we believe in serving our membership instead of maximizing profits and Today, we serve 24 counties and many employer groups in southern Il

  • City National Bank.
  • 423 Ferry Street, Metropolis, IL, 62960
  • Lends in Illinois
  • City National Bank, established in 1907, is a community bank located in Massac County, Illinois. CNB serves the surrounding areas by offering banking services to individuals, families, businesses and farmers from its two Metropolis, Illinois locations. City National Bank provides the tools to help you keep up and bank on your schedule.

  • The First National Bank of Carmi
  • 201 E Main St, Carmi, IL, 62821
  • Lends in Illinois
  • First Bank, an entity of Southern Illinois Bancorp, Inc. headquartered in Carmi, Illinois, has been serving businesses and families in Southeast Illinois and Southwest Indiana since 1893. We represent a return to the old-fashioned way of banking, where the staff knew everyone by name and treated you like a person instead of a number.

  • Farmers State Bank of Alto Pass
  • 55 North Elm, Alto Pass, IL, 62905
  • Lends in Illinois
  • Farmers State Bank is a locally owned and operated Community Bank. Our full service locations are available in Harrisburg, Illinois, Marion, Illinois and Alto Pass, Illinois. We are a FULL SERVICE COMMUNITY Bank. Expert Knowledge in Commercial Lending, Consumer Lending, Mortgage Lending, Agricultural Lending.

  • Community First Bank Of The Heartland
  • 117 N. 10th Street, Mount Vernon, IL, 62864
  • Lends in Illinois
  • Since 1906, our bank has been serving Jefferson County, Illinois. From 1906 to 2008, we operated as First National Bank which was originally chartered in Woodlawn, IL. We are proud to have been the only national bank to survive the Depression in Jefferson County, and we’re proud of our history of service to Jefferson County.

  • Murphy-Wall State Bank & Trust Company
  • 105 E Water Street, Pinckneyville, IL, 62274
  • Lends in Illinois
  • Murphy-Wall State Bank is here to provide quality bank services to our service area, & to provide a fair return to our shareholders. We will be responsible citizens & will participate in community activities, both by making contributions to worthwhile causes and by contributing our time as individuals. Our customers are our most important assets.

  • Citizens Community Bank
  • 9 E Main St, Mascoutah, IL, 62258
  • Lends in Illinois
  • Since 1992, that promise still has not been broken. We intend to keep it that way. While Citizens Community Bank continually adds new products and services to accommodate your needs, such as Internet Banking and Bill Pay, we will never take away the personal service. It is what worked for us

  • North County Savings Bank
  • 411 W Market St, Red Bud, IL, 62278
  • Lends in Illinois
  • North County Savings Bank was first chartered in 1887 as Evansville Building & Loan Association. The Building & Loan was located in the former Pautler Hotel in Evansville, IL. In 1973 our savings institution was approved for a location in Red Bud, IL and it became our home office with a branch in Evansville, IL.