For the year 2026, FHA loan limits in Carterville county, located in Williamson, IL, are set at $472,030 for single-family homes, $604,400 for dual units, $730,525 for three-unit residences, and $907,900 for four-unit buildings.
Conversely, the highest loan amounts available for conventional loans are $726,200 for single-family properties, $929,850 for two-unit dwellings, $1,123,900 for three-unit buildings, and $1,396,800 for properties with four units.
Our FHA calculator allows you to discover today’s best FHA rates, assessing necessary downpayments, income levels, credit scores, reserves, and documentation needed to qualify.
The Lendersa® tool allows comprehensive comparisons of FHA rates and terms against other loan options, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® compiles extensive loan program information from numerous lenders, enabling rapid alignment with your specific financial profile and needs.
Refer to the Loan Limits Comparison Table for 2026 in Carterville county, Williamson, IL, to explore maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. The Lendersa® Super Loan Integrated Qualifier (SLIQ™) can be used to compare qualification criteria like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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