For the year 2026, the FHA loan limits applicable in Hillside county, within Cook, IL are structured as follows: $472,030 for single-family residences, while for duplexes the limit is $604,400, triplexes can reach $730,525, and for four-unit homes, the cap is $907,900.
When it comes to conventional loans, a single-family home's maximum loan amount is set at $726,200. For a duplex, the limit increases to $929,850, for a triplex it's $1,123,900, and for a four-unit home, it's $1,396,800.
Utilize our FHA calculator to identify the best FHA rates available today. It will also assist in determining the necessary down payment, income, credit score, reserves, and documentation needed to qualify for a loan.
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Our Lendersa® calculator provides a comprehensive comparison of FHA rates and terms against a multitude of other loan programs—including conventional, jumbo, VA, USDA, non-QM, and hard money loans. Delve into various possibilities to find the best fit.
Amassing data from a vast number of lenders, Lendersa® promptly aligns it with your distinct financial profile and requirements, offering a swift and precise comparison.
Refer to the Loan Limits Comparison Table for 2026, specific to Hillside county, Cook, IL, to evaluate the highest loan amounts available across FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money loans. To further investigate qualification prerequisites, including income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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