In 2026, FHA loan limits in Bellwood county, Cook, IL are $472,030 for a single-family home, $604,400 for 2-units, $730,525 for 3-units, and $907,900 for properties with 4-units.
The maximum for conventional loans on a single-family residence is $726,200. For 2-units, it reaches $929,850, 3-units are capped at $1,123,900, and 4-units at $1,396,800.
Use our FHA calculator to explore today’s top FHA rates and determine the required downpayment, income, credit, reserves, and necessary documents for qualification.
The Lendersa® calculator lets you compare FHA rates and terms with those of other loan programs. Explore and evaluate Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA options.
Lendersa® quickly gathers data from thousands of lenders, aligning it with your financial profile and needs.
Check out the Loan Limits Comparison Table for 2026 in Bellwood, Cook, IL, featuring maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare qualifications such as income, reserves, and credit requirements.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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