In 2026, the FHA loan limits for Matteson county of Cook, IL stand at $472,030 for a single-family home. For 2-units, the cap is $604,400; for 3-units, it reaches $730,525; and for 4-units, it's $907,900.
The maximum amount for conventional loans on a single-family residence is $726,200. For two-unit homes, it is $929,850, for 3-units $1,123,900, and 4-units $1,396,800.
Use our FHA calculator to see today’s best FHA rates and assess the required downpayment, income, credit reserves, and necessary documentation to qualify.
The Lendersa® calculator allows you to compare FHA rates and terms with those of other loan programs. Explore options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® compiles data from thousands of lenders to efficiently match it with your financial profile and needs.
Our Loan Limits Comparison Table for 2026 in Matteson, county of Cook, IL, offers insights into maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For qualification criteria such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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