In 2026, the FHA loan limits in Richton-Park county, which is part of Cook, IL, are established at $379,500 for a single-family dwelling, $485,800 for properties with two units, $587,250 for those with three units, and $729,800 for four-unit homes.
The conventional loan limits are set with a maximum amount of $548,250 for a single-family residence, $702,000 for two-unit properties, $848,500 for three-unit homes, and $1,054,500 for those with four units.
Use our FHA calculator to check today’s best FHA rates and ascertain the required downpayment, income, credit, reserves, and necessary documents for qualification.
The Lendersa® calculator allows comparison of FHA rates and terms alongside those from other loan types. Delve into Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans, comparing them with FHA offerings.
Lendersa® taps into a vast database from thousands of lenders, instantly aligning it with your personal financial profile and needs.
The Loan Limits Comparison Table for 2026 in Richton-Park county of Cook, IL examines maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Compare requirements such as income, reserves, and credit using the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $379,500 | $485,800 | $587,250 | $729,800 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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